The Expedia bank cards and Accommodations.com bank card are lengthy gone. As an alternative, Expedia and Wells Fargo have launched two new journey bank cards related to its One Key loyalty program for Expedia, Accommodations.com and Vrbo.
The One Key Card is the entry-level card with a $0 annual payment and the opposite is the One Key+ Card with a $99 annual payment. Each OneKey bank cards earn 3% rewards when reserving by means of Expedia, Accommodations.com or Vrbo and three% rewards on eating, fuel and groceries.
So, what’s the distinction between the 2 playing cards and when is it value upgrading to the One Key+ Card?
Learn on to study extra about One Key+ bank card, what advantages it presents and the way it stacks up towards widespread resort bank cards.
Finest advantages of the One Key+ Card
The One Key+ Card has just a few elevated advantages which might be completely different from its no-annual-fee counterpart:
2% OneKeyCash on purchases exterior of the bonus classes of spending on eating, fuel, groceries, or One Key manufacturers. (The One Key Card solely has 1.5% on the identical purchases.)
Computerized Gold elite standing, with the potential of incomes Platinum after spending $30,000 on the cardboard. (The One Key Card had computerized Silver elite standing, with the potential of incomes Gold after spending $15,000 on the cardboard.)
$100 OneKeyCash upon renewal.
Each One Key playing cards provide the prospect to earn OneKeyCash, which could be redeemed for journey on Expedia, Accommodations.com and Vrbo reservations, in addition to another key advantages:
How does the One Key+ Card evaluate to different resort playing cards?
Whereas many resort bank cards provide elite standing, bonus factors and different advantages, they usually require you to remain inside that model to maximise the cardboard’s worth. Plus, resort loyalty applications devalue their redemption applications commonly, making it more durable to redeem the property you wish to keep at. For these causes, many vacationers may discover the One Key program extra versatile and simpler to make use of than different resort loyalty applications.
This chart compares among the hottest resort bank cards towards the One Key+Card that can assist you resolve if one of many new One Key+ Card is well worth the annual payment.
World of Hyatt Credit score Card
Marriott Bonvoy Boundless® Credit score Card
Earn $600 in OneKeyCash after spending $3,000 on purchases within the first three months.
Earn 30,000 Bonus Factors after you spend $3,000 on purchases in your first 3 months from account opening. Plus, as much as 30,000 Extra Bonus Factors by incomes 2 Bonus Factors complete per $1 spent within the first 6 months from account opening on purchases that usually earn 1 Bonus Level, on as much as $15,000 spent.
Earn 85,000 Bonus Factors after you spend $4,000 in purchases in your first 3 months out of your account opening.
• 3% at Expedia, Accommodations.com and Vrbo.
• 3% on eating, fuel and groceries.
• 2% on every thing else.
• 4 factors per $1 at Hyatt accommodations and resorts.
• 2 factors per $1 on eating, airline tickets bought immediately from the airline, gymnasium memberships, and native transit and commuting.
• 1 level per $1 on all different eligible purchases.
• 6 factors per $1 at collaborating Marriott Bonvoy accommodations.
• 3 factors per $1 on as much as $6,000 a yr in mixed purchases on grocery shops, fuel stations and eating.
• 2 factors per $1 on all different eligible purchases.
Gold, improve to Platinum after $30,000 spent.
Discoverist, 5 nights credit score plus 2 extra nights for each $5,000 spent.
Silver, improve to Gold with $35,000 in purchases, 15 elite evening credit, extra elite evening credit score for each $5,000 spent.
World Entry or TSA PreCheck
As much as $100 as soon as each 4 years.
Major rental automotive, journey cancellation/interruption.
Baggage delay insurance coverage, misplaced baggage reimbursement, secondary rental automotive protection, journey cancellation/interruption insurance coverage.
Baggage delay insurance coverage, misplaced baggage reimbursement, journey cancellation/interruption insurance coverage.
$100 OneKeyCash renewal bonus, cellphone insurance coverage.
Annual free evening (Class 1-4), second annual free evening after $15,000 spent, buy safety.
Annual free evening (as much as 35,000 factors), buy safety.
Is it value getting the annual payment model over the no-annual-fee model?
When you’re keen on getting one of many new One Key bank cards, you could have a alternative between the no annual payment model and one which prices $99 per yr. Figuring out which one is sensible relies on how steadily you utilize Expedia, Accommodations.com or Vrbo to ebook your journey.
The One Key+ Card is the best choice for vacationers who plan to make not less than one reserving with Expedia, Accommodations.com or Vrbo every year. Though you pay a $99 annual payment, the $100 OneKeyCash renewal bonus that covers the payment.
Whether or not you are reserving a flight, resort, rental automotive or exercise, it is simple to make use of that $100 credit score. Plus, you will be reimbursed as much as $100 as soon as each 4 years for World Entry or TSA PreCheck software charges.
When selecting the One Key+ Card, you are additionally eligible for a bigger welcome bonus and it earns 33% extra rewards on on a regular basis spending than the One Key Card.
The underside line
With the introduction of OneKey bank cards, vacationers can now earn extra rewards when reserving journey by means of Expedia, Accommodations.com or Vrbo. Cardholders additionally obtain computerized elite standing and the chance to improve based mostly on annual spending. The playing cards embody quite a few journey advantages at no further cost, together with major rental automotive safety, no international transaction charges and journey cancellation/interruption insurance coverage.
If you’re not touring, you will earn 3% rewards on eating, fuel and groceries and as much as 2% rewards on every thing else.
As a result of $1 of OneKeyCash is the same as $1, the One Key+ Card is actually like having a 2% money again card, besides that you would be able to solely use the money again on journey.
When you’re one of many many vacationers questioning whether or not particular person resort loyalty is value it, chances are you’ll be higher off reserving by means of Expedia Group’s on-line journey businesses and utilizing certainly one of these new OneKey bank cards to earn rewards and elite standing perks.
The data associated to the One Key Card, One Key+ Card and Accommodations.com® Rewards Visa® Credit score Card has been collected by NerdWallet and has not been reviewed or supplied by the issuer or supplier of this services or products.
