Bankinter, S.A. (OTCPK:BKIMF) Q3 2024 Earnings Name Transcript October 24, 2024 3:00 AM ET
Firm Individuals
Laurie Shepard – IRGloria Ortiz – CEOJacobo Diaz – CFO
Convention Name Individuals
Borja Ramirez – CitibankMaks Mishyn – JB CapitalIgnacio Ulargui – BNP ParibasFrancisco Riquel – AlantraIgnacio Cerezo – UBSCarlos Peixoto – CaixaBank BPIBritta Schmidt – Autonomous ResearchAlvaro Serrano – Morgan StanleyHugo Cruz – KBWCecilia Romero – BarclaysAlberto Nigro – Mediobanca
Laurie Shepard
Good morning. That is Laurie Shepard. On behalf of Investor Relations at Bankinter, it’s our pleasure to welcome you all to the Bankinter’s Earnings Name for the Third Quarter of 2024.
Please observe that our associated monetary statements have been posted with market authorities earlier this morning. All supplies are additionally out there on our company web site. On right this moment’s name, we’re joined by Bankinter’s Chief Govt Officer, Gloria Ortiz; and Chief Monetary Officer, Jacobo Diaz. On the finish of the presentation, we’ll reply to analyst questions in a reside Q&A. Additionally, please discuss with disclaimer within the presentation and observe that this name is being recorded.
I’ll now flip over to Gloria Ortiz to overview the highlights, after which Jacobo will overview intimately the monetary outcomes and the efficiency of our enterprise segments throughout the group.
Gloria Ortiz
Thanks, Laurie, and good morning to everybody within the name.
To start out on Web page 5, I wish to spotlight that Bankinter has continued to ship one other quarter of sturdy outcomes. The important thing pillars that underpin the sustainable outcomes proceed to be the identical. First, our strategic dedication to rising organically our enterprise throughout the board. As you possibly can see, we’ve grown our mortgage guide by 5%, elevated retail deposits by 4% and proceed to ship distinctive progress in our off-balance sheet merchandise
